On March 3, 2010, I was rear-ended by Mike Hammond, of Faith Construction. He gave me an insurance policy that had lapsed. I went through all the insuanse claim, and estimate proccess with his insurance company, only to find out a week later that he didn't have insurance! My car had so much damaged it was deemed a total wreck. Because of his irrisponsability I had to buy a new car. Not some thing I had bugeted for! I told Mr. Hammond that I wanted him to pay my insurance deductable, he agreed, but when it came down to it, of course, he didn't answer or return my calls! I thought I was being more than fair only wanting my deductible back. I was out much more money than just that! I want people to know that he is not a stsnd up guy. Ironic that his company is called "Faith" Comstruction.